You may have a mortgage on a residential property that is not your primary residence or home. This may be an investment or buy-to-let (BTL) property.*
Like many borrowers, your financial situation may have changed in recent years. You may have fallen behind on your BTL mortgage repayments and be struggling to rectify the situation.
We can try to agree an approach that will assist you in dealing with the repayments you owe. To do this, we may ask you to complete an Income and Expenditure form (I&E) to help us understand your finances. You may also be asked to provide supporting documents that we consider relevant, such as bank statements or proof of income.
Our team is available to discuss your circumstances and options, so please contact us.
* Your BTL property may be considered a primary residence (your home) for the purposes of the arrears resolution if it is the only residential property you own in the State. In that case, please refer to ‘Repayment difficulties on your Primary Residence’.