On 28 September 2018, in line with the letter Bank of Scotland plc (BOS) issued to customers on 02 July 2018, BOS sold its open Irish Retail mortgage loan agreements to Pepper Finance Corporation (Ireland) DAC trading as Pepper Asset Servicing (“Pepper”). Pepper now hold legal title to the mortgages on trust for Erimon Home Loans Ireland Limited (a subsidiary of Barclays Bank plc) OR its nominee (the “Beneficiary”). All of the rights of BOS under the mortgage loan agreements have transferred to Pepper and the Beneficiary. Pepper will now act as the new lender.

If your account formed part of this sale you should continue to contact Pepper with any general queries.

Please call us on 0818 818 181 if you need to speak to us in relation to your loan account or click here for further information.

If your Bank of Scotland plc loan account is now closed and you have any questions, please click on the link below.

Go to website

Bank of Scotland plc is regulated by the Central Bank of Ireland for conduct of business rules, and as such will continue to be subject to Irish laws, regulations, and Irish codes of conduct.