Mr. Ryan was appointed Chief Executive Officer and Executive Director of Pepper Ireland with effect from October 2017 where he is responsible for all aspects of the Irish business performance. Cormac, in collaboration with the Board of Directors is responsible for developing the company’s short and long term strategic direction, setting corporate objectives, establishing corporate policies and procedures, creating and implementing the business plan and achieving targeted profitability. Cormac is also a member of the Global EXCO which has oversight of the Group’s operations.

Cormac has over 20 years international experience in financial services joining Pepper from Ulster Bank where he held senior positions including as Chief Operating Officer of RBS Capital Resolution Ireland and Customer Debt Solutions unit.

Prior to that Cormac held leadership positions at diversified financial services firms including RBS and UBS in London and Dublin where he led large multi-disciplinary teams of several hundred people. He has extensive knowledge and experience across a range of specialist areas including Finance, Technology, Operations, General Management, Change Management and BAU processes. Cormac has also held a senior position with Accenture Capital Markets in the UK and spent nine years working with banking clients in the UK and US.

Ian Wigglesworth is Managing Director, Loan Servicing and Advisory with responsibility for all Loan Servicing, Real Estate and Advisory services. Ian joined Pepper in May 2014 and held previous position of Head of Commercial Servicing. Ian has 18 years banking and finance experience and prior to joining Pepper, Ian was Senior Recoveries Manager at Bank of Ireland where he was responsible for the management of a legal and recovery loan portfolio with a key focus on de-leveraging.

Before that Ian was with Irish Bank Resolution Corporation (IBRC) responsible for the management of a large loan portfolio consisting of property and trading related debt, he was also involved in the initial set up of the recovery unit in IBRC. Ian is a Qualified Financial Advisor and also holds a Diploma in Insolvency from the Chartered Accountants of Ireland.

Grainne Naughton is Director Operations and Shared Services and is responsible for management of our residential mortgage portfolios and execution of portfolio strategies. Grainne has over 20 years financial services experience, across all facets of asset servicing and collections, in a broad range of financial products including mortgages, personal loans, auto, card, commercial and leasing.

Prior to joining Pepper in 2012, Grainne held senior roles in GE Capital including Head of Collections managing conforming and non-conforming portfolios through periods of growth and run-off; and Senior Manager Operations redesigning collections operations, implementing and achieving Service Level Agreements across multiple products. Grainne is Six Sigma Greenbelt trained.

Orla McCarthy is the HR Director and is responsible for designing and implementing people strategies to deliver the business objectives, with particular focus on talent acquisition and management, leadership and talent development, and transformational change management. Orla has over 14 years of financial services experience in a broad range of financial products including mortgage, personal loans, auto, commercial and leasing in both growth and run off business cycles.

Prior to joining Pepper in 2012, Orla held a number of senior roles in GE Capital including HR Leader, Organisation and Staffing Leader and HR Manager.

Previously Orla spent a number of years specializing in International HR. Orla holds degrees in Education and HR and qualifications in MBTI, Project Management and Mediation.

Cormac Ryan
Executive Director

Ian Wigglesworth
Executive Director

Anna Agafonova (DE)
Non - Executive Director

Andrew Hastings
Independent Non - Executive Director

Kieran Desmond
Independent Non - Executive Director